Pawra
Pawnshop operating system — one back office for every branch, a branded website and a customer app, sold as one monthly subscription.
- Year
- 2026
- Client
- Evolvance (own product)
- Industry
- Pawnshop (Gadai)
- Role
- Product design & full-stack development

Project overview
Pawra
Pawnshop operating system — one back office for every branch, a branded website and a customer app, sold as one monthly subscription.
Screenshots
Click to zoom · 8 imagesCase study
- 01
The Problem
Pawnshops run on ledgers, spreadsheets and WhatsApp. Cash differences can't be traced to a person or a shift, customers queue at the branch just to extend a loan, and every branch rebuilds its monthly report by hand — including the report OJK now requires.
- 02
Our Solution
One system from the branch counter to head office: appraisal, cashier per shift, vault and auction, tiered approvals and automatic bookkeeping. Each pawnshop also gets its own branded website with gold prices and a loan simulator, and a customer app to extend, pay in instalments or redeem via VA/QRIS — with an optional 24/7 AI assistant that answers from the customer's own contracts.
- 03
The Result
Bookkeeping flows from the cashier to profit & loss, the balance sheet and the OJK monthly report without re-entry — ready before OJK monthly reporting becomes mandatory from the December 2026 period. Live demo at dmo.pawra.id.
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